In which scenario might a surety require additional documentation?

In the context of surety bonds, requesting additional documentation is often associated with the perceived risk associated with the applicant. When a new applicant is seeking large bond amounts, the surety may require more extensive documentation to evaluate the applicant's financial stability, creditworthiness, and overall ability to fulfill the obligations of the bond. New applicants generally lack an established track record with the surety, so the additional documentation helps to provide a clearer picture of their financial situation and mitigate the risk the surety takes on.

In contrast, experienced applicants with a solid history are typically viewed as lower risk, while businesses located in stable economies and companies looking to expand internationally may not automatically trigger the need for extra documentation, depending on their specific scenarios and existing relationships with the surety. Thus, the requirement for additional documentation is a prudent measure taken mainly in situations involving higher risks, such as new applicants requesting significant bond amounts.